A man was in his favourite restaurant, and after finishing his meal, pays with cash. The waiter, who knew the man, asked, "Why are you paying in cash? You always use a credit card when you come here."
"My credit cards have been stolen," the man replies.
"My God! Have you reported it?" the waiter asked.
"No," the man casually replied.
"Why not?" asked the waiter.
"Because whoever is using it is spending a lot less than my wife."